PingPay Protocol

Smart payments, instant settle.

QR payments on Solana today. A physical card on the same USDT balance soon. Move from virtual to physical without changing the way you pay.

Explore card preview

Coming Soon - Card Preview

PingPay Card, coming soon.

Today: the PingPay app with QR payments on Solana. Soon: a physical card on the same USDT balance.

A contactless payment moment

Tap. Pay. Done.

One NFC tap at any cafe or restaurant.

One chain. Built for payments.

Virtual and physical cards on the same USDT balance.

Visa Mastercard NFC 0% FX
PingPay app on a phone Purple PingPay card

Physical card.

Single PingPay Card accepted at Visa and Mastercard merchants worldwide.

Single Card Coming card
PingPay physical card PingPay purple card PingPay black card
Daily checkout with PingPay

Daily life, on PingPay.

Instant checkout at convenience stores, marts, and POS merchants.

$0 Spent with PingPay Card

Architecture

Four layers. Zero seams.

PingPay's payment stack is four well-defined layers. Each evolves independently.

1

Experience Layer

iOS - Android - Web SDK - user interface

2

Protocol Layer

Non-custodial wallet - payment routing - compliance

PingPay mobile app
3

Settlement Layer

On-chain settlement - USDT native - Solana mainnet

4

Off-ramp Layer

VND - KRW - USD peg - merchant settlement

Built for payments. Trusted for settlement.

From checkout to final settlement, PingPay is designed to move money instantly, securely, and without traditional banking delays.

Built on proven infrastructure

Powered by Solana, USDT, and enterprise-grade partners.

Payment infrastructure visualization
Instant settlement scene

Instant settlement

Every transaction is processed in seconds.

Customer support scene

Speak to a human

Get customer support from real humans whenever you need it.

24/7 protection

If a transaction looks suspicious, Fraud Protection will warn you.

Fraud protection alert

Start scanning. Start earning.

Start with PingPay today and get USDT cashback on your first payment.

Blog

Payments notes from the PingPay team.

PingPay Card

Your crypto, your card.

Use MEA and USDT as a real credit/debit card across Vietnam, Indonesia, Malaysia, and Korea.

Your crypto, your card, built on PingPay.

Global card spending

Spend globally with zero fees

No foreign exchange fees on any PingPay card.

Earn Ready Rewards

Earn flexible points with every crypto or fiat spend.

PingPay rewards screen

Tap and go, instantly

Connect your virtual card to Apple Pay or Google Pay in seconds.

Tap to pay card setup
Premium card materials
Premium purple card

Premium materials, premium perks

Choose your style, from matte plastic to crafted metal and carbon.

Selected PingPay card

Card styles

Purple - Signature

Instant virtual card, linked to USDT balance, 0% FX fee, and referral bonus.

The New Standard of Global Spending.

Designed for the Crypto Economy.

Global settlement support

24/7 Global Settlement Support

Instant aid, globally.

Secure, Non-Custodial

Total control. Your keys, your choice.

Secure non-custodial card

Infinite Mastercard

Universal acceptance. Zero liability.

Mastercard option Purple card option Black card option
Instant spending

Instant Global Spending

Tap-to-pay freedom.

How can we help?

Argent is now PingPay, we have a new name and new help centers.

We're still updating a few of our articles to bring you the best experience. If you can't find what you need, check our help center or contact support anytime.

Open the app, choose Card, select a style, then complete verification.
PingPay is designed around one USDT balance for app and card payments.